Trending QuestionsCategory: Insurance CoverageWhat types of health insurance count as coverage?
Thomas asked 10 months ago

What types of health insurance count as coverage?

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1 Answers
Veronika Greenwell answered 10 months ago

To avoid the penalty for not having insurance you must be enrolled in qualifying health coverage (sometimes called “minimum essential coverage”).

Examples of qualifying health coverage

If you’re covered by any of the following types of plans, you’re considered covered under the health care law and don’t have to pay a penalty.

See a more detailed list of types of plans that do and don’t count as qualifying health coverage from the IRS.

Health plans that don’t count as coverage

Some products that help pay for medical services don’t qualify. If you have only this kind of product, you may have to pay the fee. Examples include:

  • Coverage only for vision care or dental care
  • Workers’ compensation
  • Coverage only for a specific disease or condition
  • Plans that offer only discounts on medical services
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