Tax season brings refunds, relief—and unfortunately, scammers.
Each year, thousands of taxpayers fall victim to tax identity theft, where criminals use stolen personal information to file fraudulent returns, steal refunds, or impersonate the IRS. The good news? Most tax fraud is preventable if you know what to watch for.
Here’s how to protect yourself and your refund during the 2026 tax filing season.
What Is Tax Identity Theft?
Tax identity theft occurs when someone uses your Social Security number or personal information to file a fake tax return or commit other tax-related fraud.
Often, victims don’t realize there’s a problem until:
- Their return is rejected because one was already filed
- The IRS sends an unexpected notice
- A refund never arrives
Prevention is critical.
How to Protect Yourself This Tax Season
1. File Early
Filing early reduces the risk that a scammer can file first using your information. Once a legitimate return is on file, it’s much harder for fraudsters to succeed.
2. Never Share Your SSN by Phone, Email, or Text
The IRS does not initiate contact via unsolicited phone calls, emails, texts, or social media.
If someone asks for your Social Security number outside of a secure, verified process—it’s a red flag.
3. Use Secure Internet Connections Only
Avoid filing or accessing tax information on:
- Public Wi-Fi
- Shared computers
- Unsecured networks
Always use encrypted, password-protected connections when handling tax data.
4. Watch for IRS Impersonation Scams
Scammers often pose as IRS agents, claiming:
- You owe back taxes
- Your refund is frozen
- Immediate action is required
These messages are designed to panic you into paying or sharing information.
5. Verify Your Tax Preparer’s Credentials
Only work with reputable, credentialed tax professionals. Legitimate preparers:
- Sign the return
- Provide a PTIN
- Explain your return clearly
- Never guarantee refunds
If something feels rushed or secretive—walk away.
What the IRS Will NEVER Do
Knowing what the IRS doesn’t do is one of the strongest fraud defenses.
The IRS will never:
- Call demanding immediate payment
- Threaten arrest, deportation, or law enforcement action
- Require payment via gift cards, wire transfers, or crypto
- Ask for personal information through email or text
Any message claiming otherwise is a scam.
Extra Protection Tip: Consider an IRS IP PIN
An Identity Protection PIN (IP PIN) helps prevent someone else from filing a tax return using your SSN. Once issued, it’s required to file your return—adding an extra layer of security.
Stay Alert. Stay Informed. Stay Protected.
Tax fraud thrives on confusion and fear. Staying informed is your best defense.
If you receive suspicious communication:
- Don’t respond
- Don’t click links
- Don’t share information
Report IRS impersonation scams directly to the IRS.
Have you encountered a tax scam or suspicious message this season?
Share your experience in the comments—your story could help protect someone else.
Bookmark this page and share it with friends and family. Fraud awareness protects everyone.
